Expressly designed to help manage the business of doing business!

Does your business...

... often make deposits after business banking hours?
... have multiple locations receiving payments by check?
... lose valuable time sending staff to make deposits?
... have to travel a significant distance to a bank location?
... have trouble storing photocopies of checks for record keeping?

Then Express Deposit can help your business!

With OMNI BANK's all-new Express Deposit, making deposits for your business has never been easier and more convenient.  This user friendly program, with check scanning functions, saves time and unnecessary paperwork. 

Express Deposit features and benefits:

• Save gas costs, time and labor by depositing checks without actually going to the bank
• Extend bank hours from 4 p.m. to 5 p.m. weekdays
• Prepare and submit deposits after hours, on weekdays and holidays (processed next business day)
• Reduce paper work because check scanning function provides digital images
• Streamline accounts with regional or nationwide deposits made into a single account
• Provide access to an unlimited number of accounts with like ownership

Frequently Asked Questions

How does it work?  What does it cost?
Using your PC and the Express Deposit scanning device, each check is digitally transferred into an electronic image.  The image is sent to our central processing center and funds are quickly deposited into your account.  There is a monthly fee (Account Analysis earnings credit may offset fees) of $50 and a per item fee of .20 cents.   However, the savings you receive on fuel and time for bank trips out weigh any of these minor costs.

How long does it take to get setup?
OMNI BANK can provide an on-site consultation at your place of business prior to installing Express Deposit.  Actual installation takes approximately 30 minutes.

What type of training will be provided for my employees?
You define your Express Deposit users.  Typically those who perform accounting work for your business are a good choice.  In-depth training (at your business) is provided by OMNI BANK. Our staff is here to support your needs and provide back-up or additional training when needed.

What types of checks can be processed through Express Deposit?  What about cash?
Personal checks, business checks, postal money orders with a valid U.S. Routing and Transit number.  However, technology does have limits; cash deposits must be made at your local OMNI BANK branch.

What do I do with the paper check after I make the deposit?
As stated in the Express Deposit contract, OMNI BANK requires that original checks be stored for 60 days in a secured location.  After the required 60 days, federal guidelines state that checks must be properly destroyed.

What are the security features?
Express Deposit is performed through a secure network that provides tiered user access, criteria review, and a high level of encryption.  Only approved users can access your Express Deposit account records.

 

 

OMNI BANK SUPPORT:

At OMNI BANK, we offer exceptional customer service while delivering business solutions that are on the leading edge of technology.

Please reference the Express Deposit Client Guide for detailed instructions on how to use Express Deposit.

If you have immediate questions about Express Deposit contact the OMNI BANK Support Team. 

Contact support by calling 1-888-312-3444 or by e-mailing info@omnibk.com