At OMNI BANK, we offer innovative electronic processing to support merchants in a variety of businesses and industries.  In partnership with First Data, we simplify all back office tasks associated with payment processing by providing online access to all merchants.  Please visit www.myclientline.net to enroll.

From credit card and check processing to branded gift cards, OMNI BANK Merchant Services brings you solutions that can build loyalty, attract repeat business, create process efficiencies and satisfy your customers with convenient and safe purchases.

Whether you are a retail store, a restaurant, an online retailer, or medical office, OMNI BANK Merchant Services has years of experience helping businesses and consumers move money quickly and securely worldwide. Our payment solutions may give you a competitive advantage and a launching pad for new business-building opportunities. 

We offer:

• Credit Card Acceptance
• Debit Solutions
• Gift Cards
• Electronic Check Conversion
• Wireless Solutions
• Contactless Payments
• Internet Services
• Electronic Benefits Transfer (EBT)
• Purchase Cards
• Free Statement Comparisons

A variety of state-of-the-art terminals along with easy to use software products are offered at competitive costs. Rental and lease options are also available. Customer service at the Bank and Processor level is available 24-hours a day, 365-days per year. 

 
Andy Ankesheiln
Manager, Credit Card Services

In partnership with First Data, we simplify all back office tasks associated with payment processing by providing online access to all merchants.  Visit www.myclientline.net to enroll.

At OMNI, we strive to deliver unsurpassed value to any business.  And we believe in providing you with solutions that work with the way you do.  For further information, contact us at (504) 833-2900 or email, info@omnibk.com. We will be happy to visit with you to arrange a cost-effective solution to your credit card processing needs.

Additional information about our Merchant Services.

OMNI BANK helps businesses tap into the power of the most widely used electronic payment options including VISA, MasterCard, Discover, American Express, Diners Club, and JCB transactions.

Benefits of Accepting Cards to Your Business

• Increase Sales - Consumers tend to spend more with plastic and are not limited to the cash that is in their pocket
• Remain Competitive – Keeps businesses competitive by giving customers multiple payment options
• Fewer Lost Sales – Customers who do not have a lot of cash will often pass on restaurants that do not accept cards
• Streamlines Back Office Operations – Provides monthly summary of customer spending

With direct connections to all major debit networks, we ensure that merchants are ready to accommodate the fastest growing form of electronic payment: PIN-based and signature-based debit transactions.

Benefits of Accepting ATM/Debit Cards to Your Business

• Higher Average Ticket Sizes - Consumers spend more with their ATM/debit card
• Virtually Guaranteed Funds - Online, real-time authorization helps take the uncertainty out of daily settlement
• Potentially Lower Processing Costs - Compared to other electronic payment options
• Reduced Potential for Fraud - PIN acceptance minimizes opportunity for fraud
• The Convenience of "Cash Back" - The ability to make purchases and get cash back at one location provides customer convenience and encourages customer loyalty
• Faster throughput at checkout
• Less opportunity for chargebacks

Customers are purchasing more gift cards at higher values than ever before.  Gift cards are a great way to produce additional revenue and boost incremental sales.  At OMNI BANK, we integrate our gift card program with your point-of-sale terminal to help package your payment program. 

Merchant Benefits
Increased revenue

• Gift cards help bring in new customers
• Gift cards can increase frequency of visits from existing customers
• The amount of dollars spent generally increase with a gift card
• Gift cards are an effective tool to manage in-store credit

Brand-building potential

• Cards are billboards in the consumer's wallet that advertise the retail location

Administrative benefits

• Gift cards are easy to use, so employee training is very simple
• Gift cards offer an easy and convenient new payment method for customers
• Gift card programs offer reporting not available through traditional paper-based gift certificate programs

Customer Benefits

• Ease of use
• Make a great gift
• Convenient payment method

Standard and custom card designs are available.  Your cards will be designed according to your specifications and shipped directly to your business.  Go to www.fdmsgiftcards.com for additional information.

Checks remain a popular payment option for consumers and an opportunity for merchants.  Checks processed with TeleCheck Electronic Check Acceptance (ECA) service are automatically deposited directly to the merchant’s account within 48 hours.  This service enables improved cash flow while customers continue to enjoy a traditional payment method.

Benefits of TeleCheck (ECA):

• Touch Screen Capability - A light tap is all it takes to follow the intuitive prompts as they guide you quickly through each transaction
• Reads Check Information Twice – Reduces MICR read errors and converts paper into electronic items more accurately
• No Stamping – The ECA checks are automatically voided, and non-ECA checks are franked, saving time and minimizing errors
• No Manual Entry – Eliminates manual entry of payment cards and driver's licenses, speeding up check-out time and reducing procedural errors.
• Easy Access to Payment Information – Includes detail reports for each payment type
• Stores Transactions – Stores 300 check and 300 card transactions; "BATCH ALMOST FULL" prompt alerts merchants when they have reached 250 transactions
• Saves Space – Requires less counter space and reduces cables and cords

Wireless Terminals provide access to credit and debit card authorization at the point-of-sale (POS) with state-of-the-art wireless technology.  Wireless capability allows you to authorize credit card purchases virtually anywhere.  You no longer will depend on the availability of phone lines or electrical outlets. If your business is in a non-traditional location or if you simply want portability, a wireless terminal is ideal for you.

Benefits

• Helps reduce credit card fraud and chargebacks
• Obtain credit card/debit card authorization in seconds
• Receive card present rates without a phone connection
• Conduct business where connection to a telephone line is difficult or impossible
• Average transaction speed is 15-20 seconds

More and more, consumers are trading traditional magnetic stripe cards for Contactless Payments. These transactions are often faster than cash or traditional magnetic stripe credit cards, eliminate the need to swipe the card, and in many instances also eliminate the need to sign a receipt.  Contactless Payments enable customers to simply wave or tap their cards in front of a reader at the point-of-sale (POS).  If your business has a high volume of low-dollar transactions, Contactless Payments is ideal for you.

Help Your Business

• Process transactions faster
• Increase number of transactions per day
• Establish competitive differentiation
• Improve operational efficiency while lowering operations costs
• Enhance customer loyalty
• Deploy solution fast and at low cost with easy installation and upgrade
• Low-cost retrofit to current POS terminal

Help Your Customers

• Check out quickly and conveniently
• Improve security since card never leaves their hands
• Experience the convenience of not dealing with cash

The Internet is expanding global business opportunities for large and small businesses alike. Success in accomplishing growth requires reliable and flexible payment processes that are both user-friendly to the customer and efficient for the merchant.

OMNI BANK provides Internet merchants with fully integrated web services that are designed to offer secure Internet shopping to customers easily and cost-effectively. In fact, with innovative services such as the YourPay online payment service, you can turn any PC into a virtual point-of-sale terminal.

State-provided EBT terminals may not address all of the electronic payment needs of a business.  OMNI BANK provides customized solutions that allow merchants to utilize or upgrade their existing store terminals to accept EBT payments.

OMNI BANK offers specially equipped point-of-sale terminals that allow merchants to accept card payments from other businesses or government organizations as easily as any other credit or debit transaction.  Our software automatically captures the additional reporting data required thus eliminating paperwork and reducing processing costs.

OMNI BANK offers competitive rates on all our services.  Bring your current processing statement in to any OMNI BANK, and we will provide you with a free comparison to show how our processing rates can save you money.