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Deposit Rates
Deposit Rates

Deposit Rates

All rates are current as of

 

Certificates of Deposit

Annual Percentage Yield (APY) is subject to change.  Call (504) 833-2900 for an exact quote.

CD TERM - MIN DEPOSIT $1,000 RATE APY
30 Days - CD Only 0.10% 0.10%
60 Days - CD Only 0.10% 0.10%
90 Days - CD Only 0.50% 0.50%
6 Months - CD Only 0.90% 0.90%
9 Months - CD Only 0.90% 0.90%
12 Months - CD and IRA 0.99% 1.00%
18 Months - CD and IRA 1.24% 1.25%
24 Months - CD and IRA 1.74% 1.75%
24 Months (option) - CD and IRA 1.49% 1.50%
30 Months - CD and IRA 1.98% 2.00%
36 Months - CD and IRA 2.13% 2.15%
36 Months (option) - CD and IRA 1.49% 1.50%
60 Months - CD and IRA 2.47% 2.50%
60 Months (option) - CD and IRA 1.98% 2.00%
18-MONTH STEP RATE CD - MIN DEPOSIT $10,000 RATE APY
1st 6 Months 1.49% 1.50%
2nd 6 Months 1.784% 1.80%
3rd 6 Months 2.078% 2.10%
VARIABLE RATES - MIN DEPOSIT $100 RATE APY
6 Months - IRA Only 0.90% 0.90%
12 Months - IRA Only 1.24% 1.25%

Early withdrawal may result in penalties. The variable rate may change after the account is opened.

 

Interest Bearing Accounts

 

REGULAR SAVINGS RATE APY
(Min Dep $100.00) 0.25% 0.25%

 

INTEREST BEARING ACCOUNTS (no tiers) RATE APY
Personal (Min Dep $1,000.00) 0.25% 0.25%
Commercial (Min Dep $1,000.00) 0.25% 0.25%
Public (Min Dep $1,000.00) 0.25% 0.25%
Personal Power Checking (Min Dep $1,000.00) 0.25% 0.25%
HSA RATE APY
$0 - $10,000 0.50% 0.50%
$10,001 1.00% 1.00%

 

MONEY MARKET     RATE APY
Personal $1,000 - $24,999   0.25% 0.25%
  $25,000 - $249,999   0.60% 0.60%
  $250,000 - $499,999   1.09% 1.10%
  $500,000   1.59% 1.60%
Business $1,000 - $24,999   0.25% 0.25%
  $25,000 - $249,999   0.60% 0.60%
  $250,000 - $499,999   1.09% 1.10%
  $500,000   1.59% 1.60%

OMNI TRUE MONEY 
MARKET
    RATE APY
Personal $0 -  $9,999   0.75% 0.75%
  $10,000 - $24,999   1.09% 1.10%
  $25,000 - $99,999   1.24% 1.25%
  $100,000 - $249,999   1.34% 1.35%
  $250,000 - $499,999   1.44% 1.45%
  $500,000   1.69% 1.70%
 Business $0 - $9,999   0.75% 0.75%
  $10,000 - $24,999   1.09% 1.10%
  $25,000 - $99,999   1.24% 1.25%
  $100,000 - $249,999   1.34% 1.35%
  $250,000 - $499,999   1.44% 1.45%
  $500,000   1.69% 1.70%
REPO      RATE APY
       0.25% 0.25%
Earnings Credit for Commercial Accounts      RATE APY
       0.25% n/a

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