From banking to everyday purchases, whether shopping, dining or traveling the world, to tracking expenses and paying bills, you'll enjoy these benefits plus more with your OMNI BANK Debit MasterCard:

Worldwide Acceptance
With acceptance at millions of locations worldwide, no payment card is more widely accepted globally than MasterCard. Click here for more details.

Fraud Protection
As a Debit MasterCard card-holder you have increased fraud protection. Now, when a transaction on your card appears to fall outside of your usual spending pattern, an alert is created. A fraud specialist or automated voice system will then contact you at home or your office to verify whether you authorized this transaction, which does not fit your historical card spending behavior. Click here to learn more.

Scorecard Rewards
Use your OMNI Debit MasterCard an earn points for every qualifying net dollar you spend, then turn your purchases into incredible Gift or Travel awards! Click here for more information.

Purchasing Flexibility & Convenience
Reduce your need for checks or cash for increased purchasing flexibility and convenience. With an OMNI BANK Debit MasterCard purchases are automatically deducted from your business checking account - no need to write a check or wait for check approvals.

• No monthly payments or finance charges (unless you utilize an overdraft line of credit).
• No need to carry extra cash or keep a lot of petty cash on hand with millions of acceptance locations and thousands of ATMs worldwide.
• Get authorization for immediate shipment of any mail, phone, or Internet orders.
• Set variable daily limits on purchase and cash withdrawals to protect account from fraud.
• Request extra cards for your authorized employees/signers with preset spending limits.

You can also increase your money management capabilities with easier and more accurate record keeping.

• Get a receipt with every purchase to better keep track of spending.
• Set spending controls for employees.
• Reduce the need to use personal funds for business purchases.
• Receive detailed monthly bank statements for easy account reconciliation, expense reporting, and identification of tax deductions.

Protect Yourself Against Unauthorized Purchases
To help protect you against debit card fraud, we are introducing enhanced fraud protection for our cardholders. Now, when a transaction on your card appears to fall outside of your usual spending pattern, an alert is created. A fraud specialist or automated voice system will then contact you at home or your office to verify whether you authorized this transaction, which does not fit your historical card spending behavior. 

Part of the verification will be to ask you to confirm the tax id number on file. If we are not successful contacting you, a decision will be made on your behalf to block future transactions until you can be reached for confirmation. Therefore, it is important that you provide us your most up-to-date phone numbers. 

This is part of our continuing effort to provide you with the best protection available when using your debit card. We hope you enjoy the peace of mind that comes with knowing your card carries these state of the art security features.


Earn Bonus Points for every Qualifying Dollar You Spend
Use your OMNI Debit MasterCard an earn points for every qualifying net dollar you spend, then turn your purchases into incredible Gift or Travel awards! OMNI BANK Debit MasterCard card-holders will earn 1 point for every $2.00 charged on their debit card for all signature based transacations.  Once points accumulate they are available for redemption for gifts and travel rewards at www.scorecardrewards.com. 

Cardholders will receive quarterly statements reflecting their point totals and may also check the Scorecard site regularly. Most commonly asked questions may be found by browsing the website www.scorecardrewards.com, or you may contact Card Services or Scorecard directly at the numbers below. These numbers are the customer support for our customers and are posted on the Scorecard website.

• For Bonus Point Questions On Gift Awards contact 1-800-854-0790
• For Travel Services Cardholder Assistance contact 1-800-842-3006 

If you're banking on the go most of the time, you'll appreciate the OMNI BANK Debit MasterCard. You get access to your checking account even when the bank is closed... You can use it at all, Pulse, Cirrus or other networks across the country.

ATM/Debit Card Fee	No charge
If used at OMNI ATM Machine	No charge
Replacement of ATM/Debit Card	$5.00
Inquiry at Other ATM	$.75 per inquiry
Transaction at Other ATM	$1.25 per withdrawal
Debit Card Transaction at any Location	No charge